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https://www.payscale.com/career-advice/do-men-or-women-choos...
There are certain preventive care services which are justified by evidence-based medicine criteria on an annual (or other periodic) basis. But those aren't what most people think of as a "physical".
https://www.healthcare.gov/coverage/preventive-care-benefits...
There is good medical evidence to support colorectal cancer screening so go ahead and get that (along with other recommended preventive care services) if you meet the criteria.
https://www.healthcare.gov/preventive-care-adults/
Obesity and insulin resistance (type-2 diabetes) greatly increase the risk of many types of cancer. Don't overeat, don't get fat, and exercise enough to keep your metabolism working well.