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It is in your interest to buy and drive the biggest car you can afford, due to the presence of other large cars on the road.
See [1] 12 black swans to avoid, YouTube video from ER physician Dr. McGuff. First thirty seconds. Force equals mass x acceleration.
You would think twice about gratuitously moving around a multi-ton behemoth if it actually hurt you economically.
What's interesting is that it was possible 25 years ago to build a 3 litre/100km car. The Audi A2. https://en.m.wikipedia.org/wiki/Audi_A2
Now a modern SUV has at least double the weight and a worse wind resistance value and uses 6l/100km of fuel.
And while there are limits what physics will allow it seems it was possible to reduce fuel consumption and emissions by at least 50% 25 years ago. With modern computer simulations and technical progress over the last 25 years something like this should be at least possible? Yet it's difficult to buy a car like this today.
Somewhere something went really wrong.